Tag: workers’ compensation

Control the Variables: Keeping Workers Comp Costs In Line

Workers Compensation sounds pretty cut-and-dried, right?  Your rate – determined by the state where your company is located and the type of business – gets multiplied by your total payroll and then divided by 100. But then modifiers enter the

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The Reschini Blog: Workers’ Comp and the Pandemic

Believe it or not, 2020 may not have been such a bad year for workers’ compensation insurers and insureds after all. The National Council on Compensation Insurance (NCCI) looked at results through the third quarter of 2020 and extended those

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The Reschini Blog: Preparing for COVID-19 Lawsuits and Claims

According to national human resources and legal experts, employers can expect to face many lawsuits and claims related to COVID-19 from infected or laid-off employees and families of deceased workers in the coming months.  Claims for gross negligence, wage and

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The Reschini Blog: Preparing for Covid Claims

Covid-19 has placed a spotlight on insurers, who have been preparing for the waves of inquiries and claims across multiple categories of coverage. Many insurers, following the 2003 SARS outbreak, introduced exclusion clauses for communicable diseases and epidemics/pandemics into most

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Showing Your Cards: Insisting on Pre-Employment Physicals

Poker has always been a game more reliant on intent and projection than on the actual collection of cards in a given player’s hand.  That’s what makes it a gamble. But if a player would show his or her hand

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Candid Camera: The Use of Surveillance in Workers Compensation Claims

Ask anyone over the age of 40, and they can complete this old TV theme song:  “When you least expect it, you’re elected, you’re the star today!  Smile, you’re on…” “Candid Camera!”  The program secretly filmed ordinary people put in

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The State of Things: The Web of Workers’ Compensation Requirements

By The Reschini Group “Workers’ compensation is a mandatory type of business insurance that provides employees who become injured or ill while on the job with medical coverage and income replacement. It also protects companies from being sued by employees

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Reprise: Context is King: The Effect of Lagging Indicators on Coverage

As summer winds down, here is an encore of an essay regarding the importance of lagging indicators in successfully securing the proper insurance coverage. By Mike Drew, The Reschini Group Is the quarterback resourceful – or reckless? Is the candidate

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Chicken or Egg:

Assessing Pre-Existing Conditions Aggravated On-The-Job By Mike Drew, The Reschini Group It’s one of the oldest riddles in history: Which came first, the chicken or the egg?  And while it may be amusing to ponder that pesky and unsolvable mental

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Easy Money

Establishing A Workplace Safety Committee By Mike Drew, The Reschini Group “Click here for a free vase,” the florist’s website declares. “Refer a friend and get a free month’s rental,” advertises the storage shed provider. “Buy one-get one free,” the

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