One of the most significant costs when it comes to health care benefits comes in the form of prescription drug coverage. By being a wise health care consumer, however, you may be able to reduce your prescription drug costs by a significant margin.
There are a number of ways to keep those costs as low as possible. Here are a few suggestions:
- Shop around at local pharmacies to find the best price on your prescription. Costs can vary a great deal from one pharmacy to the next, so it’s worth the effort to comparison shop.
- Be sure to ask your physician about generic or over-the-counter drug alternatives to substitute for brand-name drugs. Make sure, of course, that the ingredients and the benefits of any generics will be the same as the brand-name option.
- Look into discount prescription programs for senior citizens, members of the military, or other demographic groups of which you may be a part.
- Investigate using bulk prescription refills. This option, where you receive up to a 90-day supply of a specific prescription by mail, is most applicable to drugs that you may require for an ongoing medical condition.
As with any other part of your health care benefits, it’s important when it comes to your prescription drugs to learn to ask questions, make comparisons, and choose the options that are right for your unique situation.
The Benefits team at The Reschini Group is here to help you with any aspect of your benefits package.
Copyright 2018 The Reschini Group
The Reschini Group provides these updates for information only, and does not provide legal advice. To make decisions regarding insurance matters, please consult directly with a licensed insurance professional or firm.