Category: Blog

Benefits Blog: ACA Affordability Percentages Down for 2022

The federal Affordable Care Act (ACA), through Internal Revenue Service (IRS) guidelines, has adjusted its affordability percentages downward in 2022, meaning that employers may need to change some of their employee contribution levels. On August 20, 2021, the IRS issued

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Benefits Blog: Protecting Your Online Identity

When are you not you? When hackers and other malicious parties steal your identity online, that’s when.  Identity theft occurs when others obtain and use your personal information without your permission.  Once this information has been acquired, thieves can use

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Unsafe at Home: The Heightened Cyber Risk of At-Home Workers

Two years ago, employees across the country and around the world collaborated with their employers to establish ways they could perform their job duties while working from home.  Today, the urgent need for home-based workers has receded, but the popularity

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Control the Variables: Keeping Workers Comp Costs In Line

Workers Compensation sounds pretty cut-and-dried, right?  Your rate – determined by the state where your company is located and the type of business – gets multiplied by your total payroll and then divided by 100. But then modifiers enter the

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Time Is Money: Results from Latest ‘Cost of a Data Breach’ Report

A data breach creates all sorts of havoc, including significant financial costs.  That’s hardly new information.  But what those costs actually total does make news, as captured in the 2020 “Cost of a Data Breach” report, compiled by the Ponemon

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Heed the Warnings: Surfside Condo and Pittsburgh Bridge

On June 24, 2021, at approximately 1:22 a.m., a 12-story beachfront condominium in the Miami suburb of Surfside, Florida, partially collapsed, killing 98 people and injuring 11. The main contributing factor was identified as long-term degradation of concrete structural support in the ground-level parking garage

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Benefits Blog: Five Ways to Save on Healthcare Costs

It’s no secret that healthcare expenses have been on a steady, and costly, climb for the past two decades.  Price hikes of 6.5 percent are projected in 2022, with the ongoing COVID-19 pandemic playing a significant role in those increases. 

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Cover Your Bases: Lack of Controls May Limit Cyber Insurance Access

Feeling lucky?  Like to gamble? It’s one thing to play a small-potatoes hunch on your smartphone as you watch your favorite professional team on television.  It’s quite another to risk your entire business enterprise on something that never needed to

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How Safe is Safe?: The Impact of COVID on Employer Practices Liability

In addition to the multiple and myriad changes already introduced to the business community by COVID-19, employers may now add possible increased liability and costs, perhaps ironically due to policies instituted to help stem the spread of the virus. According

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Holding the Door Open for a Thief: Controlling Social Engineering Online

A professional hacker – who has gone straight and now goes by the job title of “Ethical Intruder” – lays out the truth with this simple statement:  “Take it from a hacker, we are not trying to break in through

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